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§ VRates & liquidityTreasury · FRED

Rates.

The price of money, end to end: the Treasury curve and its inversions, the Fed's net liquidity, and how tight financial conditions actually are. Every formula printed, every source named.

The curveUS Treasury

The Treasury curve.

US Treasury constant-maturity yields, %

Loading the curve.

Source: U.S. Treasury

Curve dynamicsUS Treasury · FRED

Curve shift

Loading the curve.

Inversion tracker

Loading spreads.

Stress & liquidityFRED

Financial stress

n/aNFCI·
n/aSTLFSI4·
n/aHY OAS·

NFCI is the Chicago Fed's National Financial Conditions Index; STLFSI4 is the St. Louis Fed Financial Stress Index. Both read above zero when financial conditions are tighter than average. HY OAS is the ICE BofA US High-Yield option-adjusted spread: the extra yield investors demand to hold junk bonds.

Net liquidity

Net liquidity is updating.

Fed balance sheet minus TGA minus reverse repo, $ trillions

Source: FRED (WALCL, WTREGEN, RRPONTSYD)

Net liquidity = WALCL − WTREGEN − RRPONTSYD: Fed total assets, less the Treasury General Account (the government cash held at the Fed), less the overnight reverse-repo balance. Weekly series forward-filled onto the daily grid.

Cycle & supplyFRED · Treasury

Recession signals

Loading recession signals.

Economic surprise

The releases that move the tape.

High-impact US data on the calendar, next out first

2026-07-14CPI
2026-07-29FOMC statement
2026-07-30GDP
2026-07-31PCE price index
2026-08-07Non-farm payrolls
2026-08-12CPI

Source: Fed · BLS · BEA published schedules

The prints the desk clears the deck for: FOMC decisions, CPI, payrolls, GDP and PCE, straight from the agencies' own published calendars.

Treasury auctions

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